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goal · reverse sip

i want ₹X by year Y. what monthly sip gets me there?

your goal

target corpus (₹)

eg 1 Cr = 10000000

years to goal

expected return (% p.a.)

equity 12% · hybrid 9% · debt 6.5%

already saved (₹)

lump-sum you already have

annual step-up (%)

raise sip by X% every year

adjust for inflation?

target grows with inflation

monthly sip needed

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scenario · what if return or years shift

projected growth

corpus invested

solves for monthly sip: FV = seed·(1+r)^n + PMT · [((1+r)^n − 1)/r] · (1+r). with step-up, computed iteratively. inflation adjustment grows the target using cpi — see /inflation.