what your salary actually gives you per month, after pf + tax
new labour codes mandate ≥50%. some startups still use 40%.
50% if metro (DEL/MUM/CHN/KOL), 40% non-metro
₹200 most states, ₹0 in states without PT (e.g. Delhi, Haryana, UP)
annual CTC
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monthly in-hand
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breakdown
uses a typical breakup: Basic = 40% of CTC, HRA = 40% of basic (metro), gratuity = 4.81% of basic, variable = user-set. EPF capped at ₹15K/mo basic for employer contribution (12%). Professional tax ₹200/mo assumed. Standard deduction ₹75K (new) / ₹50K (old). Surcharge applied above ₹50L. Verify against your offer letter — companies structure components differently.